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Affortable Care Act

ducearewildcat

A solid starter
Feb 5, 2003
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Challenge to Obamacare could leave 20 million people without hea
Last December, U.S. District Court Judge Reed O’Connor in the Northern District of Texas agreed with the GOP-led states' argument that the health law was unconstitutional.

More: A $35,000 kidney stone? Know the risks, limitations of short-term insurance plans
lth insurance
Without the health law, the Urban Institute estimates that 15.4 million low-income families and children would lose Medicaid and Children's Health Insurance Program coverage. Another 6.9 million Americans who buy ACA marketplace insurance also would lose health coverage, but some would get insured by an employer-sponsored plan, according to the Urban Institute.

On Monday, the Centers for Medicare and Medicaid Service issued a report that Obamacare sign-ups have stabilized. The report said that nearly 11.8 million Americans selected an ACA plan in 2018, about 306,000 fewer sign-ups than the year before.

Some experts predicted enrollment might drop further because of cuts to outreach workers and favorable rules for short-term health plans that last up to 364 days. The Obama administration limited those non-ACA plans' terms to 90 days.

The short-term plans are usually less expensive, but they often don't cover the minimum set of benefits such as prescription drugs, mental health or maternity care that Obamacare plans must cover. Unlike Obamacare plans, they can also exclude or limit coverage based on pre-existing medical conditions.

















 
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